Help Kenyans know their numbers – with SmartPFM
SmartPFM brings a person's budget and net worth into one app, in shillings. If you coach, advise or serve people with their money, we would like to work with you.
Built for people who help others with money
Personal finance coaches
Give your clients a monthly routine to practise what you teach, between sessions.
Wealth management companies
Clients arrive at advice meetings with an up-to-date picture of what they own, owe and spend.
SACCOs, employers and groups
Bring SmartPFM to your members or staff as a financial-wellness benefit.
Set up once. The budgets build themselves.
Clients do not set up a budget every month. They add their incomes and expenses once, with how often each repeats – monthly, quarterly, termly (every 4 months), semi-annually, annually, one time, or on chosen dates in the year. SmartPFM creates each monthly budget automatically and shows a preview of the next 12 months at any time. Each month, they review the plan before it begins and record what really happens.
Incomes & expenses
Set up once, each with its own cycle. No monthly re-entry.
Monthly budgets
Created automatically, with a 12-month preview. Review each monthly plan before it begins.
Budget–Net worth link
Payments and receipts update asset values and loan balances, so nothing is entered twice.
Real net worth
Land, vehicles, SACCOs, money market funds, bonds, NSE shares, pensions and loans, in shillings.
Documents
Title deeds, logbooks and policies in a private vault, linked to assets and loans, with expiry reminders.
Goals and households
Emergency funds, school fees and goals – and budgeting together as a couple or family.
Short YouTube video guides
Step-by-step tutorials with captions: sign-up, budget, net worth and more. See the guides
Demo client account data
Explore demo accounts with sample data, view only, before entering your own.
Free forever plan
After the 90-day trial, clients can stay on the Free plan, no payment needed.
Every new client gets a 90-day free trial with Premium (full) features.
What partners get
- A partner code: clients who sign up with it are attached to you.
- Your name and logo on the client app header and our partners page, if you wish.
- Posters, a LinkedIn carousel and sample posts to share with your audience.
- A simple count of how many clients joined.
Clients' records stay private
Partners never see their clients' records – SmartPFM only tells you how many joined. Our staff never see client records either. Privacy & security
Request partnership information
Write to either address below and use this email subject: Partnership Information Request.