SmartPFMPersonal Finance Manager
Coming soon

From tracking your money to growing it

SmartPFM already shows you what you own and how your month is going. Next, we're bringing the markets and the knowledge to grow it into the same app – next to the portfolio they matter to.

This page describes plans, not promises: features, timing and partners may change. Nothing on this page, or in the hub when it launches, is financial advice.

The headline feature

📈 The SmartPFM Markets & News hub

One place to follow Kenyan and global markets, read what matters, and learn to invest – with the instruments you already hold highlighted for you.

Planned
💹

Stock market data

NSE share prices, gainers and losers, and the NASI, NSE 20 and NSE 25 indices. Shares you hold are revalued from the same prices.

Planned
🏛️

Bonds & T-bills

Weekly 91, 182 and 364-day Treasury bill auction results, Treasury and infrastructure bond auctions, coupon rates and yields, and the auction calendar.

Planned
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Money-market & unit trusts

Yields of licensed money-market funds and unit trusts side by side, so you can compare where your savings earn most.

Planned
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Financial news

Kenyan and global business and markets headlines from trusted publishers, with a short summary and a link to the full story.

Planned
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Investment guides

Step-by-step guides in plain language: buying T-bills and bonds, opening a CDS account, MMFs vs SACCOs, REITs, buying land safely, pensions and retirement.

Planned
✍️

Investment blogs

Practical articles on saving, investing and getting out of debt – Kenyan examples, Kenyan shillings.

Planned
🧑‍💼

Analysts' articles

Research and commentary from licensed investment analysts and fund managers, clearly labelled with who wrote it.

Planned
🔎

Market analysis

A weekly market wrap: what moved the NSE, the shilling, interest rates and inflation – and what it means for an ordinary investor.

Planned
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What's trending

The most-read stories, the most-followed shares and funds, upcoming dividends, book closures and AGMs – from counts only, never anyone's holdings.

Why inside SmartPFM?

News that knows what you hold – without telling anyone

  • Relevant: stories and prices for the shares, bonds and funds in your net worth come first.
  • Connected: a price update revalues your holdings; a T-bill auction can become a planned investment in next month's budget.
  • Private: matching happens inside your account. Publishers and analysts never learn what you hold; "trending" is built from counts.
  • Honest: education and information, clearly separated from anything sponsored. No tips, no hype, no "guaranteed returns".

Learn

Guides and blogs for every stage – from a first MMF to a bond ladder.

Follow

Prices, yields, auctions and the calendar of dividends and closures.

Understand

Analysis and analysts' views on what's moving and why.

Act

Plan it in your budget, track it in your net worth.

Also on the roadmap

More of what you've asked for

📥

Statement import

Bring in M-Pesa, bank and CDS statements instead of typing them.

📲

App-store apps

SmartPFM on Google Play and the App Store, with push notifications.

👆

Fingerprint & face unlock

Unlock the app with your fingerprint or face instead of a password.

🗣️

Kiswahili

Emails and messages in Kiswahili, and more of the app to follow.

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WhatsApp support

Ask us a question on WhatsApp or live chat.

🌍

Foreign-currency budgets

Run a budget in dollars or pounds – for when you earn and spend abroad.

🪙

Crypto prices

Crypto holdings revalued from live prices.

🗝️

Emergency access

Let a trusted person see your estate summary if something happens to you – after a waiting period you can cancel.

Help us decide what comes first

Clients shape the roadmap. Tell us what would help you most – in the app under Help & support, or here.